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Owner-Operator Trucking Insurance

We're Available to chat. Reach out anytime!

Call 615-277-0751 to speak with one of our team members about a quote for Non-Trucking Liability and Physical Damage.

GET A QUOTE

Non-Trucking Liability and Physical Damage for owner-operators who are leased onto a Motor Carrier

  • Quick and Easy Quote Over the Phone

  • Dedicated Trucking Specialist

  • No Down Payment - Only Pay the First Month's Premium to Get Started

  • Automated Monthly Deductions

  • Paperless Documents

  • Unlimited Towing Coverage in the Event of an Accident

  • Down Time Coverage Included

  • Loan/ Lease Gap Coverage Included

GET A FAST AND EASY QUOTE TODAY!

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What are the benefits of getting Owner-Operator Truck Insurance with Thomas Wilson Group?

DOWNTIME

Coverage for when an insured's unit is out of use.  There is a waiting period of 10 days.  The coverage payment of $125.00 per day with a $3750.00 maximum per unit covered.

SINGLE DEDUCTIBLE

Single deductibles apply with the Owner-Operator has a truck and trailer on the program and both are totaled.  This coverage is included in rates of tractor over $30,000 in values

LOAN GAP COVERAGE

Coverage to make up the difference from a newly purchased tractor or trailer is key to help minimize out of pocket loss due to an accident.  Loan or Gap coverage is included in the package in units valued at $30,000 and more.

TOWING

Towing due to an accident can be a huge sum based on the location of the accident and the time of day.  Our Owner Operator Physical Damage program offers no limit on towing that is the result of an accident.  

PERSONAL EFFECTS

Pays the lesser of actual cash value, repair cost, or replacement cost up to a limit of $5,000.00 for any one loss.  Loss is a result of forcible entry into the insured unit while doors and windows are locked.  Exclusions apply

TARPS, CHAINS, BINDERS

Pays for loss of tarps, chains and binders up to a limit of $2,500 with a $500.00 deductible per loss if the loss occurs with the insured trailer

Starting your own authority?

Ask us about how we help truckers like you get the affordable truck insurance coverage they need to start operating under their own authority! We work with multiple insurance companies to get you the best rate so that you can get started as a new venture.

Types of Owner- Operator trucking insurance coverage.

Proudly serving clients in Ohio| Indiana| Illinois| Wisconsin

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