Owner-Operator Trucking Insurance
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Call 615-277-0751 to speak with one of our team members about a quote for Non-Trucking Liability and Physical Damage.
Non-Trucking Liability and Physical Damage for owner-operators who are leased onto a Motor Carrier
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Quick and Easy Quote Over the Phone
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Dedicated Trucking Specialist
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No Down Payment - Only Pay the First Month's Premium to Get Started
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Automated Monthly Deductions
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Paperless Documents
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Unlimited Towing Coverage in the Event of an Accident
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Down Time Coverage Included
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Loan/ Lease Gap Coverage Included
What are the benefits of getting Owner-Operator Truck Insurance with Thomas Wilson Group?
DOWNTIME
Coverage for when an insured's unit is out of use. There is a waiting period of 10 days. The coverage payment of $125.00 per day with a $3750.00 maximum per unit covered.
SINGLE DEDUCTIBLE
Single deductibles apply with the Owner-Operator has a truck and trailer on the program and both are totaled. This coverage is included in rates of tractor over $30,000 in values
LOAN GAP COVERAGE
Coverage to make up the difference from a newly purchased tractor or trailer is key to help minimize out of pocket loss due to an accident. Loan or Gap coverage is included in the package in units valued at $30,000 and more.
TOWING
Towing due to an accident can be a huge sum based on the location of the accident and the time of day. Our Owner Operator Physical Damage program offers no limit on towing that is the result of an accident.
PERSONAL EFFECTS
Pays the lesser of actual cash value, repair cost, or replacement cost up to a limit of $5,000.00 for any one loss. Loss is a result of forcible entry into the insured unit while doors and windows are locked. Exclusions apply
TARPS, CHAINS, BINDERS
Pays for loss of tarps, chains and binders up to a limit of $2,500 with a $500.00 deductible per loss if the loss occurs with the insured trailer
Types of Owner- Operator trucking insurance coverage.
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